If you’re thinking of buying a home, you’ve probably been told you need to get mortgage pre-qualification or mortgage pre-approval. Though the terms are often used interchangeably, they refer to two separate things. Here’s a breakdown of some of the key similarities and differences Mortgage Pre-Qualification vs Pre-Approval – Key Similarities Mortgage pre-qualification and mortgage pre-approval are both optional steps…
Buying a home is a huge investment. For most would-be homeowners, this is going to be the biggest single purchase you make in your life, and there are tons of things to consider. How many bedrooms do you need? Which neighborhoods do you like? How important is the commute time? All of these big decisions will be informed by the…
Purchasing a new home is a major life milestone and, in today’s hot real estate market, it’s no small feat. There are aspects of house hunting that are fun and rewarding, like browsing listings, attending open houses, and spending your weekends exploring different neighborhoods. Applying for a mortgage is not one of those things, but approval is an essential step…
Here’s our brief take on “What to Look for in Mortgage Lender offering Services in Denver“! You’re in the market for a mortgage and wonder which mortgage lender in Denver is the best to use. How do you decide? Fortunately, it’s an easy decision when you know what to look for. Here’s what to consider. What Loans do they Offer?…
Wondering what Colorado Loan Programs options do you have? If you’re in the market for a mortgage, you may wonder what loan programs are available to you. Every borrower has different qualifying factors and requirements. Whether you have 20% to put down on a home or nothing to put down, there are many loan programs available from mortgage lenders in…
Looking for the Best Mortgage Rates in Denver? Not every borrower gets the same rate when they apply for a mortgage. While mortgage rates in Denver are low, not everyone has access to them. Why? Because they don’t have the right qualifying factors. The good news, however, is that you can improve your chances of getting the lowest mortgage rates…
A brief guide to help you Compare Mortgage Rates Colorado! You’re ready to buy a home or refinance your existing mortgage but aren’t sure which lender to use. You look online and realize you have hundreds, if not thousands of options. It’s quite overwhelming. But who will give you the lowest current mortgage rates in Colorado? How do you know…
Want to know about FHA Loans and Colorado Mortgage Rates? If you’re a first-time homebuyer or a subsequent homebuyer with less-than-perfect credit, you may consider an FHA loan. It’s one of the most flexible loan programs for anyone who doesn’t qualify for conventional financing and can be a great way to buy a home. The FHA loan not only has…
When you’re applying for a mortgage, you have many factors to consider, but most important are the mortgage rates and closing costs. Colorado Springs mortgage rates today are lower than they’ve been in decades, but what about closing costs? Should you focus on one over the other? How does the Interest Rate Affect your Payment? The interest rate is the…
The home buying process is exciting, particularly for first-time homebuyers. Viewing homes, comparing neighborhoods, envisioning your family’s future – HGTV built a television empire off the appeal of this stuff. Do This Before Choosing a Mortgage Lender in Denver The financial side of the process isn’t quite as glamorous, but it is every bit as important: If you are…
